Personal Finance


Once you get to the nitty-gritty of a deal, you might be offered an optional feature or service contract, such as an extended warranty. Do the math before signing on the dotted line.

“When a dealer breaks down the price to only $13 a month more, it doesn’t sound like a lot,” said Jennifer Newman, editor-in-chief of Cars.com. “But if you have a 72-month loan, that’s an additional $936.”

It’s also worth noting that if you are shopping for a used car and find one you like, don’t delay the purchase.

“Used cars all have different mileage, warranties and prices, so if you find one you want to buy, jump on it,” Jones said. “You can’t replicate that car exactly the way you can if it’s a new car.”

More from Personal Finance:

5 steps to make the most of your HSA

How to start thinking about an estate plan

House bill chops tax break for RVs and boats



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