If the $421 million Mega Millions drawing Friday night has a winner, the lucky person will likely discover that buying the ticket was the easy part.

With the prize marking the fifth-largest jackpot in the game’s history, whoever ends up snagging that windfall — if anyone does — will discover that handling that sudden wealth can be overwhelming. It’s not as simple as getting a check and going on with your life.

First up, say experts, is trying to protect your identity. Some states make it easy to remain anonymous when claiming the prize, while others require a bit more planning. And in some states, it’s impossible.

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